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Canada child benefit calculator

Enter the children’s ages and your 2025 family net income to see the monthly CCB the CRA pays from July 2026 to June 2027.

Checked by Radif Partners · Editorial policy · Method

This Canada child benefit calculator applies the CRA formula for July 2026 to June 2027: a maximum of $8,157 a year per child under 6 and $6,883 per child aged 6 to 17, minus a reduction that starts above $38,237 of adjusted family net income and changes pace at $82,847. For two children, the younger under 6, and a 2025 family income of $60,000, it gives $1,008.50 a month. Enter the number of children in each age group, line 23600 of your 2025 return plus your spouse’s, and the number of children approved for the disability tax credit. The result shows the yearly and monthly CCB, the child disability benefit when it applies, and the reduction tier you are in. When the total for the year is under $240, the calculator flags that the CRA pays it in one sum in July.

Line 23600 of both spouses’ 2025 returns.

Canada child benefit per month

$1,065

$12,777 for July 2026 to June 2027

Maximum for your children$15,040
Income-tested reduction− $2,263
Total for the year$12,777

first reduction band. Estimate only: the CRA, Service Canada or your province sets the amount actually paid.

How the amount is calculated

What the calculator computes

It follows the CRA calculation page for the benefit year that started in July 2026. It adds up the maximum for each child, subtracts the income reduction for the number of children in the family, then adds the child disability benefit of up to $3,480 per eligible child, reduced above $82,847 as the CDB page explains. All amounts come from the CRA tables in force since July 2026.

Typical monthly amounts

The table runs the same engine for families of one to four children, with the youngest under 6 and the others aged 6 to 17.

Monthly CCB, youngest child under 6, July 2026 to June 2027
Family income 20251 child2 children3 children4 children
$35,000$679.75$1,253.33$1,826.92$2,400.50
$60,000$552.80$1,008.50$1,482.34$1,983.38
$90,000$400.43$717.52$1,072.90$1,488.87
$130,000$293.76$527.52$806.23$1,172.21

The gaps between columns narrow as income rises, because the reduction rate grows with the number of children. A four-child family at $130,000 still receives $1,172.21 a month.

What it does not do

The calculator does not check eligibility, which depends on residence, status and who cares for the child; the Canada child benefit guide covers those rules. It does not split a year in which a child turns 6 or the family changes, and it leaves out provincial and territorial child benefits. For deposit days, see the CCB payment dates; in shared custody, the shared custody guide.

Questions people ask

What income do I enter in the CCB calculator?

Your adjusted family net income for 2025: line 23600 of your return plus line 23600 of your spouse’s or common-law partner’s, adjusted for any universal child care or RDSP income. Payments from July 2026 to June 2027 are based on 2025, so the $38,237 and $82,847 thresholds apply to that year, not to your current salary.

Why does the calculator show a different amount from my CRA notice?

The notice reflects facts the calculator cannot see: a child who turned 6 during the year, a change of marital status or custody, a late return, or a 2025 income that differs from the figure you entered. The calculator estimates the federal CCB for a full year in a stable situation. Your CRA notice gives the amount actually paid.

Can I use the CCB calculator for shared custody?

Yes, with one step. Run it with your own household income as if you had full custody, then take 50 % of the result: that is the CRA rule for each parent in shared custody. The other parent repeats the calculation with their own household income.

Related pages and calculators

Official sources

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Amounts 2026, checked on