GST credit calculator
Estimate the former GST/HST credit, renamed the Canada Groceries and Essentials Benefit in July 2026, from your family situation and 2025 net income.
Checked by Radif Partners · Editorial policy · Method
The GST/HST credit has been called the Canada Groceries and Essentials Benefit since July 2026, with the same conditions and a 25 % increase for five years. For the payments of July 2026 to April 2027, based on 2025 income, the CRA grants $445 for you, $445 for a spouse or common-law partner, $234 per child under 19, and $445 for the first child of a single parent. A single person also gets a supplement of up to $234, phased in at 2 % of net income above $11,564; a single parent gets it in full. The total is then reduced by 5 % of adjusted family net income above $46,432. A couple with two children and $50,000 of family income receives $1,179.60 for the year, paid in four quarterly instalments of $294.90. The calculator returns the same figures as the CRA payments chart.
Groceries and Essentials Benefit per quarter
$169.75
$679.00 for the year (July 2026 to April 2027)
| Adult and child amounts | $445 |
| Single supplement | $234.00 |
| Reduction (5% over $46,432) | − $0.00 |
Paid in July, October, January and April. Estimate only: the CRA, Service Canada or your province sets the amount actually paid.
From the GST credit to the CGEB
The CRA GST/HST credit page confirms the change of name in July 2026. Nothing changes in who qualifies: you must be a resident of Canada for tax purposes, generally 19 or older, and file a return. The CRA considers you automatically when you file. The calculator uses the CGEB payment amounts for the 2025 base year.
Typical amounts, checked against the CRA chart
Each row below matches a row of the CRA payments chart for July 2026 to June 2027.
| Situation | Children | Family income 2025 | For the year | Per quarter |
|---|---|---|---|---|
| Single | 0 | $10,000 | $445.00 | $111.25 |
| Single | 0 | $20,000 | $613.72 | $153.43 |
| Single | 0 | $30,000 | $679.00 | $169.75 |
| Single | 0 | $50,000 | $500.60 | $125.15 |
| Single parent | 1 | $30,000 | $1,124.00 | $281.00 |
| Single parent | 1 | $50,000 | $945.60 | $236.40 |
| Couple | 2 | $30,000 | $1,358.00 | $339.50 |
| Couple | 2 | $50,000 | $1,179.60 | $294.90 |
| Couple | 2 | $60,000 | $679.60 | $169.90 |
What it does not do
The calculator assumes a full year in the same situation. A birth, a separation or a new spouse during the year can change later payments once the CRA has been told. It does not estimate the one-time top-up of June 5, 2026. For the deposit days, see the GST payment dates; for the benefit itself, the CGEB guide.